Pay card and bank-transfer authorisation systems in eCard S.A. guarantee the highest possible security level for online shop users. Stringent security rules for card transactions have been enabled by efficient systems, e.g. 3D Secure (Verified by VISA and MasterCard SecureCode), and a 128-bit SSL (Secure Sockets Layer). The system in question ensures high security level also thanks to a special solution in which pay card numbers are never transferred to an online shop itself, and, which is equally important, are not stored anywhere in the process. Thus, customers can be sure that their card numbers are known only by themselves and their respective banks. In addition, transactions fulfilled by bank transfers are secured with a 128-bit SSL protocol, as well as by means of a client’s identification procedures applied by a given bank (login, password and a one-time code for a given transaction). In order to fulfil the transfer payment, a client logs in his bank’s website using a secure connection, with all profile information known for the bank only.
